David is a passionate financial services lawyer, with a particular focus on retail banking and financial services. His extensive in-house and private practice experience gives him a unique understanding of commercial and regulatory drivers that sit behind a successful retail bank, including the importance of delivering practical and effective legal and compliance solutions to stakeholders that puts their customers first.
His significant experience includes engaging with and providing advice to a range of stakeholders on financial services legislation and regulation, advising on projects and reforms (including the implementation of new products and regulatory regimes). David has experience advising a range of clients who sit outside of traditional financial services on the impact of financial service regimes on their products and offerings and on privacy legislation.
Expertise
Experience
- Major and non-major bank clients Advising on the implementation of changes to ensure compliance with the unfair contract terms regimes, BCOP and COBCOP updates.
- Clients Advising on the structure and implementation of new (and changed) deposit and credit products.
- Clients Advising on the application of the financial services regime under Corporations Act and National Consumer Credit Protection Act to product offerings and fundraising.
- Clients Advising on the $23 Billion merger and integration of two mutual banks.
- Clients Advising on APRA prudential standard requirements including CPS230, CPS231 and CPS234 compliance and uplifts.