HWL Ebsworth’s statutory insurance expertise encompasses both workers compensation and compulsory third party (CTP) insurance.
The workers compensation insurance landscape in Australia is characterised by various schemes that are often administered in distinct ways. Insurers and regulators have varying roles and there are a significant jurisdictional differences in core scheme areas such as access and coverage, benefit structures, dispute resolution and self-insurance obligations. This multiplicity results in a compliance burden, particularly for multi-State employers, and uncertainty for employers and employees about their rights and obligations.
The law as it relates to workers compensation benefits continues to evolve as regulators aim to strike a balance between interests of employers and employees, while at the same time maintaining fair, affordable and financially viable workers’ compensation schemes. Such changes add to the complex nature of the statutory regimes and create added challenges for insurers, employers and other industry stakeholders.
The CTP landscape is similarly complex, with different schemes in each jurisdiction – subject to a wide range of regulatory control and political pressures.
Significant (and continuing) changes to the schemes in NSW, ACT and SA have given rise to major challenges for insurers and other stakeholders.
HWL Ebsworth has a workers compensation team of more than 40 lawyers spread across all of its offices, and is one of the largest national providers of workers compensation legal services in Australia.
HWL Ebsworth’s national capability differentiates us from our competitors. It enables us to service clients across a variety of complex jurisdictions with a tailored yet seamless approach.
We act for a variety of industry stakeholders in State, Territory and Commonwealth schemes, including regulators, scheme agents/insurers, specialised insurers, employers, brokers and corporate self-insurers.
Our involvement in workers compensation at various levels, from adviser on policy and compliance issues through to our work as experienced litigation practitioners, places us in the unique position of being able to assist our clients to manage each stage of workers compensation risk.
HWL Ebsworth’s full service offering also allows us to advise our clients on a plethora of collateral issues which arise in workers compensation and injury law claims, including statutory indemnity claims, protected disclosure, allegations of misconduct and the application of information and privacy laws.
We have extensive experience in the ACT, SA and WA acting for CTP Insurers, Government entities and other stakeholders in claims arising out of motor vehicle accidents
Our CTP team is well versed in the management of both litigated and un-litigated claims, from the routine to the catastrophic.
We pride ourselves on thorough investigation of matters with a view to confirming liability (or otherwise) as soon as possible, joining potential contributors early and focusing on quick settlements where liability is certain. We keep costs to a minimum by streamlining claims’ management to ensure, where liability is clear, only those enquiries necessary to resolve a claim are carried out.
We are frequently called upon to advise on policy and indemnity issues, or whether a claim falls within a particular statutory scheme.