Andrew is a partner in HWLE’s Corporate and Commercial Group.
He specialises in banking and broader financial services and payments regulation and distribution.
Andrew is recognised as a leader ranked in the Chambers FinTech 2021 rankings and is ranked as a leader in Financial Services Regulation in Chambers & Partners’ Asia Pacific Guide. He has been named in Best Lawyers™ Australia for Banking and Finance Law, Financial Institutions and Regulatory Practice. Additionally, Andrew was named 2016, 2022 and 2024 “Lawyer of the Year” for Financial Institutions Law and 2020 “Lawyer of the Year” for Regulatory Practice in Best Lawyers™ Australia. He is the current consultant author for CCH’s Australian Consumer Credit Law Reporter.
Expertise
Experience
- Airline alliance Advising on all aspects of a branded credit card and the associated rewards program including agreements with the issuer and card scheme.
- Major Australian Bank Advising on strategic and regulatory aspects of addressing scam losses at an industry level.
- Major Australian Bank Advising on regulatory, product and strategic aspects of consolidation with a subsidiary.
- Major Australian banks Advising on the adoption of Apple Pay and Android Pay platforms and “wearable” account access devices.
- Major Australian banks Advising on the closure of branches, ATMs, safe deposit and safe custody facilities and the withdrawal of cheques.
- Buy-Now-Pay-Later Providing advice on the establishment and ongoing operation of four leading BNPL finance providers.
- Fintech Providing advice on the establishment of Australia’s first retail “Peer–to–Peer” lender in Australia.
- Blockchain Advising on drafting the contracts and scheme rules for the world’s first blockchain based international money remittance platform.
