With over 25 years’ experience specialising in retail banking and payments regulation, Andrew’s experience includes advising on implementation projects for consumer credit legislation, privacy and credit reporting laws, the FSR regime, payments regulation, the AML/CTF Act, licensing of financial institutions and the Personal Property Securities Act. He has also advised in relation to the development and distribution of a multitude of regulated financial products including under some of Australia’s most prominent white label alliances.
Andrew’s clients include the full spectrum of participants in Australian payment systems including banks, payment processors, clearing houses, major retailers, providers of specialist merchant services, bill payment services and payroll services, global e-commerce companies and online marketplaces, money remittance services and foreign exchange services. Andrew has also assisted a wide range of domestic and foreign companies to establish regulated financial services and lending operations in Australia and to implement comprehensive compliance systems and procedures.
Andrew is recognised as a leader ranked in the Chambers FinTech 2021 rankings and is ranked as a leader in Financial Services Regulation in Chambers & Partners’ Asia Pacific Guide. He has been named in Best Lawyers™ Australia for Banking and Finance Law, Financial Institutions and Regulatory Practice. Additionally, Andrew was named 2016 “Lawyer of the Year” for Financial Institutions Law and 2020 “Lawyer of the Year” for Regulatory Practice in Best Lawyers™ Australia. He co-authored chapters of CCH’s Australian Personal Property Securities Law Reporter including CCH’s precedent PPS clauses and is the consultant author for CCH’s Australian Consumer Credit Law Reporter.
Andrew’s experience includes advising: